Just got a call from “cardholder services” letting me know I could lower my interest rate to 6.9%, just press nine to talk to operator. I was curious so I bit, first thing I ask the person who comes is what bank are you from and her reply is what card do you have? OMG!! They call me out of the blue and expect me to give them my credit card details, I politely said sorry and hung up the phone. Look out people, the scammers are out in force.